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V12 Finance

V12 Finance offer a range of different plans to suit your needs. A minimum deposit of 10% is required upfront for all V12 options

How do I apply?

  1. To apply for Interest Free Credit, simply Sign in if you already have an account with us. If you are new to Mappin & Webb then you will have to create an account.
  2. Having selected the item you wish to purchase, proceed through the checkout to the payment step.
  3. Select "V12 Finance" and choose from one of the available plans. We have a number of terms available over 6, 9, 12, 18, 24, 36 or 48 months, you will only be able to select the payment terms applicable depending on the value of your order.
  4. You can also increase your deposit if you wish to make your monthly payments lower.
  5. You will now be diverted to the application form for your Interest Free Credit plan. Enter all of the information that is applicable to you.
  6. We will then ask you for your credit card details to place the deposit for your order. Once you are happy with everything, click 'Place Deposit'. Unfortunately, deposits cannot be paid using Paypal or Gift Cards.
  7. The finance company will process your application and once accepted, we will receive notification. We will ONLY despatch your order once we have received notification that your application has been successful.

Things to be aware of

  • If you choose Click and Collect you will not be offered Interest Free Credit as a payment option.
  • All Interest Free Credit orders must be delivered to your billing address – this is the address your credit card is registered to and the address V12 Finance will review your application against.
  • Before your credit application is processed, Mappin & Webb will take payment for your selected deposit amount as a Pre-Authorised transaction. If your application is unsuccessful, the deposit will be returned to your account's available balance within 5 working days.

Minimum Order Value

To apply for V12 Finance, your order must reach a minimum threshold in value. Please see the table below for more information.

Term Minimum Spend Minimum Deposit Minimum Credit Balance
6 Months £450 10% £450
9 Months £450 10% £450
12 Months £450 10% £450
18 Months £675 10% £600
24 Months £675 10% £600
36 Months £675 10% £600
48 Months £675 10% £600

Order Returns

Please note when considering returning items bought with Interest Free Credit, the order must be returned in full to Mappin & Webb. This means that if, for example, you have purchased three items through Interest Free Credit but would like to return one of those items, then all three items must be returned to us.

Declined Applications

If your credit application is declined, you will receive notification via email from our credit partner, V12 Finance, with further instruction on how to dispute the decision.

V12 Finance FAQ

Once my application is approved, what happens next?

Will you credit score me and if so, what does this mean?

If you decline my application, what is the reason?

What type of information do credit reference agencies hold about me?

How do I obtain a copy of this information?

If my application is not successful, can I re-apply?

Who is eligible to apply for online finance?

Can I request delivery to an address other than my home?

Interest Bearing Credit

If you're looking for the lowest monthly repayments so your dream purchase doesn't get in the way of your finances, then choose a 9.9% APR finance plan.

Interest-bearing credit is available on selected product and can be taken over 24, 36 & 48 months to offer the most affordable monthly package on orders with a minimum value of £1120. is a trading style of Watches of Switzerland Company Limited, Company Number 00146087, Registered Office: Aurum House, 2 Elland Road, Braunstone, Leicester, LE3 1TT; Authorised and regulated by the financial conduct authority, and acts as a credit broker. Credit is provided by V12 Finance, Authorised and Regulated by the Financial Conduct Authority. We may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out.

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